Fees, Commission & Payout Policy
Effective Date:08 February 2026
1. Definitions
For this Policy:
- “Platform” refers to KitaKreativ, including its website, systems, services, infrastructure, and related operational components.
- “Seller” refers to any individual or legally registered business entity that registers a seller account on KitaKreativ and lists products for sale.
- “Buyer” refers to any individual or entity that purchases products through the Platform.
- “Commission” refers to the service fee charged by the Platform for facilitating transactions between Buyers and Sellers.
- “Net Earnings” refers to the Seller’s earnings after deduction of applicable commissions, adjustments, refunds, reversals, fees, penalties, and other applicable charges.
- “Completed Order” refers to an order that has been successfully paid for, fulfilled, and is no longer subject to refund, dispute, chargeback, or investigation, as determined by the Platform.
- “Payout” refers to the transfer of Net Earnings from the Platform to the Seller.
2. Platform Role and Limitation of Financial Responsibility
- KitaKreativ operates solely as an online marketplace platform that facilitates transactions between independent Sellers and Buyers.
- KitaKreativ:
- Is not the legal seller, manufacturer, distributor, importer, or owner of listed products
- Does not take ownership or possession of Seller products
- Is not a party to the sales contract between Seller and Buyer
- Does not act as agent, fiduciary, trustee, or representative of Sellers or Buyers
- All sales contracts are formed directly between the Seller and the Buyer.
- KitaKreativ’s role is limited to providing marketplace infrastructure, transaction facilitation, and payment coordination.
- KitaKreativ does not guarantee Seller income, sales volume, profitability, or payout timelines.
3. Commission Structure
- 3.1 Standard Commission Rate:
- KitaKreativ currently charges a standard commission fee of 15% of the Final Transaction Amount.
- The Final Transaction Amount includes:
- Product price
- Seller-defined add-ons (gift wrapping, customization, packaging upgrades, etc.)
- Seller-defined service charges
- Less any Seller-applied discounts or promotions
- Commission is NOT charged on shipping fees, unless otherwise explicitly stated.
- KitaKreativ reserves the right to modify commission rates upon notice to Sellers.
- 3.2 Nature of Commission:
- Commission represents payment for services provided by the Platform, including but not limited to:
- Marketplace infrastructure
- Hosting and system maintenance
- Transaction processing coordination
- Seller dashboard and management tools
- Fraud monitoring and risk management
- Platform support services
- Marketing and promotional activities
- Operational and administrative costs
- Commission is earned by the Platform upon successful facilitation of a transaction.
- Commission represents payment for services provided by the Platform, including but not limited to:
- 3.3 Taxes on Commission:
- Commission fees are exclusive of any applicable:
- Service taxes
- Goods and Services Tax (GST), if applicable
- Sales and Service Tax (SST), if applicable
- Withholding taxes or other legally required taxes
- Such taxes may be added where required by law.
- Commission fees are exclusive of any applicable:
4. Commission Deduction and Adjustment Rights
- Commission is deducted from the Seller’s earnings only after the order is considered eligible for payout.
- KitaKreativ reserves the right to:
- Adjust commission calculations in cases of refunds, partial refunds, disputes, or chargebacks
- Reverse Seller earnings where transactions are invalidated
- Offset losses, fees, penalties, or liabilities against Seller balances
- Recover outstanding amounts from future payouts
- Commission may remain payable even in cases of dispute, fraud investigation, or policy violation.
5. Payment Processing and Gateway Fees
- Payment gateway, transaction processing, and standard platform operational processing fees are absorbed within the 15% commission under normal circumstances.
- However, KitaKreativ reserves the right to impose additional fees where applicable, including but not limited to:
- Cross-border transfers
- Manual payout handling
- Compliance-related costs
- Banking or administrative costs
- Such fees may be deducted from Seller balances.
- KitaKreativ reserves the right to impose additional charges or restrict payout methods based on operational, regulatory, or risk considerations.
6. Seller Earnings, Holds, and Reserve Rights
- KitaKreativ reserves the right to place temporary holds, reserves, or restrictions on Seller funds where reasonably necessary, including but not limited to:
- Pending disputes or refund requests
- Chargeback risk
- Fraud risk or investigation
- Suspicious activity
- Policy violations
- Compliance reviews
- New seller risk reviews
- HIgh return risks
- Account verification requirements
- Legal or regulatory requirements
- Funds may be held for a reasonable period determined at the Platform’s discretion.
- The Platform is not obligated to release funds while the investigation or review is ongoing.
7. Payout Eligibility Requirements
- To receive payouts, Sellers must:
- Maintain an active and compliant Seller account
- Complete identity verification (KYC), if requested
- Provide accurate and verifiable payout information
- Comply with all Platform policies
- Have no unresolved disputes or violations
- Failure to meet requirements may result in payout delay, suspension, or cancellation.
8. Payout Schedule
- Payouts are typically processed on a monthly basis between the 8th and 15th of each calendar month. However, payout timing is not guaranteed.
- Payouts may be delayed due to:
- Public holidays
- Banking delays
- System maintenance
- Fraud review
- Compliance review
- Operational requirements
- Force majeure events
- Payout dates are not guaranteed and may vary based on operational requirements. The Platform shall not be liable for any payout delays.
9. Minimum Payout Threshold
- A minimum payout threshold of RM100 applies.
- Balances below RM100 will be carried forward.
- The Platform reserves the right to modify payout thresholds at any time.
10. Payout Eligibility & Verification (KYC)
- To be eligible for payout or withdrawal, Sellers must complete all required account verification processes, which may include:
- Valid personal or business identification documents.
- Verified Malaysian local bank account details under the Seller’s own name or the Seller’s business name.
- Bank statement or official bank document for account verification.
- Third-party bank accounts are not permitted.
- KitaKreativ reserves the right to:
- Request additional documentation for verification purposes.
- Reject or suspend payouts if verification requirements are not met.
- Delay payouts for compliance, security, or regulatory review.
11. Seller Responsibility for Accurate Payout Information
- Sellers are solely responsible for ensuring payout information accuracy, including:
- Account holder name
- Bank account number
- Bank name
- Supporting verification documents
- If payout failure occurs due to the Seller’s error:
- All resulting fees are borne by the Seller
- The Platform is not responsible for financial loss
- Reprocessing fees may apply.
12. Supported Payout Methods
- The Platform currently supports the payout method of:
- Malaysian local bank accounts under the Seller’s own name or registered business name.
- Unsupported payout destinations may be rejected, including:
- Third-party accounts
- Anonymous accounts
- Unverified accounts
- The Platform reserves full discretion to approve or reject payout methods.
13. Currency
- All transactions on KitaKreativ are conducted exclusively in Malaysian Ringgit (RM).
- The Platform does not currently support transactions in other currencies.
- The Platform is not responsible for currency conversion losses, bank fees, or exchange rate fluctuations.
14. Fraud, Abuse, and Risk Mitigation
- KitaKreativ reserves the right to:
- Suspend accounts
- Withhold payouts
- Reverse transactions
- Confiscate funds
- Offset losses
- Permanently terminate accounts
- In cases the Seller(s) involving:
- Fraud
- Chargebacks
- Abuse of platform systems
- Manipulation of transactions
- Policy violations
- Illegal activity
- These actions may be taken without prior notice and shall be deemed final.
15. Chargebacks and Financial Liability
- If a chargeback, payment reversal, or dispute occurs, the Seller is financially responsible.
- The Platform may recover losses through:
- Balance deduction
- Future payout offsets
- Account suspension
- Legal recovery methods
- The Seller remains liable even after account closure.
16. Negative Balance Liability
- If the Seller account balance becomes negative, the Seller agrees to repay the outstanding amount.
- KitaKreativ reserves the right to:
- deduct from future payouts
- charge payment method on file
- pursue recovery if necessary.
- The Seller remains liable even after account closure.
17. Commission Charge Protection Against Circumvention
- Sellers shall not directly or indirectly solicit Buyers introduced through the Platform to complete transactions outside the Platform.
- If circumvention is detected, KitaKreativ reserves the right to:
- Charge the applicable commission fee as if the transaction occurred on the Platform
- Suspend or terminate the Seller account
- Withhold payouts
- Recover damages or lost commission.
18. Financial Record Authority
All Platform transaction records, calculations, and balances are deemed accurate and authoritative unless proven otherwise. Dashboard figures are estimates and do not guarantee payout.
19. Seller Tax Responsibility
- Sellers are solely responsible for:
- Tax reporting
- Tax filing
- Tax payments
- Legal compliance with tax authorities
- The Platform does not provide tax advice.
- The Platform may report Seller earnings if required by law.
20. Account Suspension, Termination, and Financial Consequences
- If a Seller account is suspended or terminated, the Platform reserves the right to:
- Withhold payouts during investigation
- Recover financial losses
- Offset liabilities
- Delay payouts for risk mitigation
- Release of funds is subject to Platform approval.
21. Payout Hold for Pending Disputes or Refunds
- If a seller has any unresolved disputes or pending refund/return cases during the scheduled payout period (between the 8th and 15th of each month), the seller’s payout for that period will be deferred to the next payout cycle.
- Sellers are responsible for resolving disputes promptly and cooperating with the platform’s mediation process to avoid repeated deferrals.
22. Limitation of Financial Liability
- To the maximum extent permitted by law, KitaKreativ shall not be liable for:
- Loss of income
- Loss of profits
- Indirect damages
- Consequential damages
- Banking delays
- Third-party payment failures
- The Platform provides services on an “as-is” basis.
23. Policy Amendments
KitaKreativ reserves the right to amend, revise, or update this Policy at any time. Continued use of the Platform following any changes constitutes acceptance of the revised Policy.
24. Policy Hierarchy
- This Policy forms part of the KitaKreativ legal framework and must be read together with:
- Seller Terms of Service
- Buyer Terms of Service
- Return & Refund Policy
- Privacy Policy
- Intellctual Property and Copyright Policy
- Intellectual Property Complaint & Takedown Procedure
- Community Guidelines
- Product Eligibility & Marketplace Standards Policy
- High-Value & Special Handling Policy
- In case of conflict, KitaKreativ reserves the right to interpret and enforce policies at its discretion.
Appendix 1: Commission Calculation Example
Seller “A” sells a handmade clay sculpture with an optional gift-wrapping service.
- Original Product Price: RM 100
- Add-on: Gift Box & Card: RM 10
- Seller Discount: – RM 5
- Final Transaction Amount: RM 105 (100 + 10 – 5)
- Platform Commission (15%): RM 105 × 15% = RM 15.75
- Seller Earnings (Final): RM 105 – RM 15.75 = RM 89.25
*Note: The commission applies to the entire value added by the Seller (including wrapping and cards) as these are part of the platform’s processed transaction.
Thank you for being part of the KitaKreativ artisan community! To ensure a seamless experience—from secure payments to professional marketing—we have established the following fee and payout policies. Think of this as our shared commitment to growing this creative sanctuary together.




